Funding
Solutions
Solutions
Every business is different, and so are its funding needs. That’s why Elect offers a range of flexible solutions, built to fit ambitious UK SMEs. Whether you’re smoothing cash flow, covering short-term costs, or fuelling growth, our funding is fast, simple and tailored to you.
Fast Business Funding
Running a business means opportunities – and challenges – don’t wait. With Elect Capital, you can access fast business loans of up to £750k, with offers in as little as 4 hours. Apply before 2pm, and you could have an offer on your desk before the day is out.
- Offers in as little as 4 hours
- Same day decisions (apply before 2pm)
- Funding up to £750,000
- Speak directly with a UK-based specialist
- Secure Open Banking for faster decisions
Unsecured Business Loans
We back ambitious UK SMEs with unsecured business loans – no collateral, no property, just straightforward capital. Our decisions are based on your business performance, not personal guarantees – meaning you get funding right for you, without the wait.
- No security or collateral required
- No hard credit checks
- Loans from £25,000 up to £750,000
- Decisions based on your business, not assets
- Short-term, flexible repayment options
Short-Term Business Loans
Not every business needs long-term debt. Our short-term business loans give you capital when you need it most, with clear repayment schedules from 1 to 6 months.
- Flexible 1–6 months terms
- Daily or weekly repayments that fit cash flow
- Fast access to up to £750,000
- On hand UK-based specialists
- Secure Open Banking speeds up every decision
Working Capital Loans
Cash flow shouldn’t hold your business back. With Elect’s working capital loans, you can bridge supplier payments, cover payroll, or invest in growth – all without slowing down your operations.
- Access to £750,000 funds
- Same-day decisions available
- Expert support across all sectors
- Flexible repayments designed around your cash flow
- Secure open banking for quicker, safer approvals
